Our Impact

The Infrastructure Behind State & Local Economies

California’s economy is strongest when families can afford housing, small businesses can grow, and communities have access to care. Yet, in many parts of the state, traditional financial systems don’t reach the people and projects that make local economies work.

Community Development Financial Institutions (CDFIs) fill that gap. They provide the essential services and support that communities need—especially where traditional lenders can’t or won’t lend. The California Coalition for Community Investment (CalCCI) works to ensure CDFIs have the policy support, resources, and partnerships they need to deliver this impact statewide.

Impact for California Families & Communities

CDFIs are embedded in communities throughout California. Their work helps families stay housed, supports employers and workers, and strengthens local economies, improving affordability and stability across the state.

By backing projects that might otherwise stall or never get off the ground, CDFIs help turn public priorities into real, on-the-ground results.

CDFIs play a critical role in addressing California’s most pressing challenges:

  • Housing affordability: Financing development that expands and preserves affordable homes
  • Small business growth: Supporting entrepreneurs and local employers in every region
  • Health care and child care access: Backing the services families rely on to work and thrive
  • Economic resilience: Stepping in during downturns, disasters, and moments of disruption

Our Impact by the Numbers

$28.3 billion
in low-cost community lending statewide

700,000+
jobs created or retained

176,000+
affordable homes built or preserved

240,000+
small business loans made

2.8 million+
health care visits supported

260,000
Education and childcare slots created

Data Source: US Department of Treasury, CDFI Lending 2005-2023

CalCCI

Investing Where It’s Needed Most

CDFI investment reaches nearly every corner of California. In 2023, CDFIs delivered capital to 56 of California’s 58 counties—directing billions of dollars into communities that are often overlooked by traditional finance, from urban neighborhoods to rural towns and tribal lands. Explore CDFI investment in your area: